by [email protected] | Feb 20, 2024 | Home Buyer Tips, Mortgage Lenders
Before the 2008 housing crash, it was somewhat common for people to obtain stated income loans, mortgages where lenders did not verify borrowers’ incomes by examining tax returns, pay stubs, or other documentation. Instead, lenders simply accepted...
by [email protected] | Jan 29, 2024 | Buying a Home in Council Bluffs IA, Home Buyer Tips
Purchasing a home in Council Bluffs at a discounted price can be appealing, but it’s important to consider the potential complexities and risks involved. One option is to buy a property through a short sale, where the home is sold for less than the outstanding...
by [email protected] | Jan 9, 2024 | Home Buyer Tips
Are you buying a home in Council Bluffs? Don’t worry if you find home buying negotiations stressful. Rob Washburn is an experienced negotiator who helps keep bargaining rational and on track by thoroughly understanding your priorities and being readily available...
by [email protected] | Oct 31, 2023 | Home Buyer Tips
Saving up for a down payment can be a significant challenge for many aspiring homeowners. While a down payment is typically required to secure a mortgage, there are exceptions such as VA loans. When purchasing a home in Council Bluffs, a down payment is required. This...
by [email protected] | Oct 24, 2023 | Home Buyer Tips, Home Seller Tips
Moving can be a stressful and costly experience, filled with surprises. From unreliable movers to inaccurate price quotes, there are many potential pitfalls along the way. Overpacking or not allowing enough time to set up the move can also lead to problems. Whether...
by [email protected] | Sep 18, 2023 | Home Buyer Tips
Mortgage rates for 30-year, fixed-rate loans have recently surpassed 6%, a significant increase from the low point of approximately 2.6% observed at the beginning of 2021. This rise in rates adds further difficulty to an already challenging housing market,...